Stuff about cars you don't want to acknowledge that you already know, and that you definitely don't want your parents to read.

This topic more than any other is the one you don't want your parents to read. Why? Because most parents are unaware of the disservice they do to you by lending you their car, or worse yet, buying you one. But, not to worry. Even if they read this they will still probably lend you their car (more about this below*).

No matter what you think, or what your parents believe, you are not ready for the responsibilities of driving another's car.

Your mind won't allow you to fully comprehend the costs to your family should you have an accident while driving the family car.

You certainly can't afford to pay for the repairs.

Your parent's insurance premiums will go up for life without you even knowing enough to insist on paying the difference in higher premiums for life.

You are completely unaware of how to handle the repairs (including the car rental while the car is being repaired) so that it doesn't inconvenience your family. People who operate from responsibility are so aware of what it takes to replace/repair another's car that they just don't even think to borrow.

You can't conceive how many hours it takes to pay for a car and its insurance. It just doesn't compute. You will unconsciously let your date drip their ice cream cone on the seat and down into the electric window switches. You will park in places where lots of angry disrespectful teens hang out, teens who love to sit on hoods and scratch car paint. To prevent hood scratching you'll park a mile away in an un-lit infrequently patrolled area. There are just too many variables for you to hold all at once because you haven't had the lifetime of experiences that automatically cause one to say to a friend, "Let's eat our ice cream before we get in the car." What teenagers do is they drip ice cream and set soda cans on beautiful wooden table tops and rock back on chairs etc. Most haven't paid lots of money for a nice table, chair, or car yet.

You are karmically ripe for having an accident and your parents don't even know it.

What I mean by "karmically ripe" is that you and I know that you are deceiving your parents. You have lied to them and you have deceived them. That's not the problem. That's normal. What makes you ripe for an accident is that you have outstanding lies and deceits for which you have not come clean. These are called withholds. You have hid your perpetrations from your parents/teachers/dates/friends. You honestly and arrogantly believe that you have gotten away with some of your lies, "Did you do your homework?" "Where were you?" "I was at the library." etc. The problem is that most parents are so unconscious that they can no longer tell when you are lying to them. This means they have lost some of your respect. Why? Because you can't totally respect anyone you can con.

* I say they will lend you their car even if you let them read this page. Why? Because they also have so many unacknowledged lies and deceits that their integrity begs to be caught. They also are ripe for an accident. Your accident with their car will give them an opportunity to look and see what your accident was really about for them. They think that letting you borrow the car means they love you, when in fact it's detrimental to your growth and maturity. They are in fact programmed. They have absolutely no choice in the matter. They are operating from a decision, and as such, communication cannot take place.

Here's how a responsible person borrows another's car:

The borrower says to the person lending them their car:

"If I have an accident I will pay for everything. I will have the car towed or take it to the repair shop. I will rent an equal value car and bring it to your house for you to use until I've returned your car repaired. I will communicate to the auto body repair shop manager that I want a paint job in which the owner will have a hard time noticing that it was painted, so that the accident will not detract from its eventual resale value. I will claim the accident on my insurance policy so that your premiums don't go up. Here's my policy stating that I'm covered while driving another's car. If for any reason your insurance premiums go up because of the accident I will pay, for life, the increase in premiums. I will handle all repairs to the mechanical portion of your car for thirty days after I have returned it to you just in case the accident loosens some wiring or damaged something that takes a few more miles to reveal itself. I will of course return your car washed and vacuumed with a full tank of gas. Here's a copy of this agreement."

You can see from this example that the only people who should borrow another's car is someone who can afford to buy their friend a new one. When someone needs to borrow another's car one can't be sure as to what it's about. Quite often the borrower's karma is such that no matter what they touch they will damage it, so out is his/her integrity.

P.S.  If a parent wants to help you get a car you should earn 50% of the purchase price and the full amount of the insurance and then they can give you the remainder.

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